Common accounts include TFSA, RRSP, RESP, RRIF, and non-registered investment accounts.

Life insurance provides financial support to your family or dependents when you're no longer able to. You choose the coverage amount, and the ideal time to get insured depends on your circumstances, especially if others rely on you financially.

Yes. Many people with health conditions can still qualify for insurance. Depending on your situation, there are different types of coverage available. Some policies require a medical exam, while others ask only a few health questions and there are also options that guarantee approval with no medical requirements at all. The right plan depends on your health history and the type of protection you need. I can help you explore the options and find a solution that fits your unique circumstances

We start with a personalized needs assessment to understand your goals, family situation, and financial priorities. Based on this, we recommend coverage options that align with your needs and Canadian regulatory standards.

While it won’t reduce your taxable income immediately, you can open a TFSA to start growing your investments tax-free.

Some policies require medical exams, while others offer simplified or no-medical options. During your consultation, we help determine the best option based on your eligibility and health profile.

Term Life Insurance provides affordable coverage for a set period (e.g., 10–30 years), while Permanent Life Insurance offers lifelong protection and may include a cash value component. We explain both options to help you choose what fits your long-term goals.

TFSA: Tax-free growth and tax-free withdrawals.

RRSP: Tax-deductible contributions and tax-deferred growth until retirement.

Your plan is based on your goals, risk tolerance, time horizon, and financial situation. A customized approach ensures alignment with your long-term objectives.